Smishing & Spoofing

What it is

Smishing and spoofing scams involve fraudulent SMS messages, phone calls, or messaging app contacts that pretend to be from your bank, financial regulator, delivery company, or another trusted organisation. Scammers use technology that makes the sender’s name or phone number look legitimate, sometimes even identical to your bank’s real SMS channel or caller ID. Their goal is to create panic or a sense of urgency by claiming your account will be blocked, a payment is pending, or a security issue has been detected. They then push you to click a link, provide secret codes, or take rushed actions that give them access to your bank account or personal information.